What Is a Subscription Audit?
A subscription audit is a systematic review of every recurring payment you make. The goal: know exactly what you pay, decide what is worth keeping, and cancel everything else. Most people who do this cut 30–40% of their subscription spend in the first audit.
Step 1: Find Everything
Pull up the last 3 months of statements from every bank account and credit card. Look for any charge that appears more than once. Also check: your phone's subscriptions list (iOS: Settings → Apple ID → Subscriptions; Android: Play Store → Subscriptions), your email for "subscription confirmed" emails, and PayPal recurring payments.
Step 2: Enter Them All in SubTracker
Add every subscription you find to SubTracker: name, amount, billing interval, next renewal date. Do not skip the boring ones. The point is a complete picture.
Step 3: Score Each One
For each subscription, honestly answer: How often do I use this? (Daily / Weekly / Monthly / Rarely / Never). Is the value worth the cost? Is there a free or cheaper alternative? Rate each: Keep, Review (use it more or cancel next month), Cancel.
Step 4: Cancel Today
Do not procrastinate. For everything in your "Cancel" pile, cancel right now. Open the service, find the cancellation option, and complete it. Take a screenshot. If you cannot cancel immediately, set a reminder in SubTracker for today.
Step 5: Set Your System
Going forward: any new subscription you sign up for goes into SubTracker immediately. Set reminders 7–14 days before each renewal. Do a mini-audit once a month (5 minutes). Do a full audit once a year.